Building a Robust Financial Plan as a Couple – A Guide
At Lazer Grant Insolvency, we understand that managing finances as a couple can feel overwhelming. However, it’s essential to navigate this landscape together to ensure a secure financial future. Here are six key steps, originally...
Beware Debt-Relief Scams – 5 Main Indicators
Beware Debt-Relief Scams The Government of Canada released a notice to make the public aware of debt-relief scams. We want to protect Canadians and relay the message from the Government of Canada. See the tips suggested below...
How the bankruptcy process works
After talking with a Licensed Insolvency Trustee, David and Julie decide that bankruptcy is the most appropriate option to handle their debts. The trustee explains the way their creditors will be paid and what they...
Submitting a consumer proposal to your creditors
A Licensed Insolvency Trustee explains to Mary and Paul that a consumer proposal might be the way to resolve their financial situation. The trustee tells them how a proposal is different from bankruptcy and what...
Discussing your options with a Licensed Insolvency Trustee
Richard is unable to pay his bills and unsure what to do. He talks to a Licensed Insolvency Trustee to explore the different ways he can deal with his debt.
Co-signing a Loan? You Might Want to Reconsider
I am a Licensed Insolvency Trustee with Lazer Grant Inc. and have been assisting people in financial crisis for over 20 years. One of the most distressing situations that I encounter is when I meet...
Regain Control of your Debt
Are you facing insolvency? Our Licensed Insolvency Trustees (LITs) are here to make your financial success possible. It’s very challenging to regain control of debt that has spun out of control. If you have thought...
Words of Encouragement
I’ve got a folder in my office of compliments that I’ve received over the years here at work. Is it okay to admit this? I don’t know. But I figure, if someone has taken the...
Good out of Bad
In the movie, Little Miss Sunshine, Frank is speaking to his nephew who is in the throes of teenage angst. Dwayne: I wish I could just sleep until I was eighteen and skip all this...
Modern-Day Plague
Picture with me, if you will, a church. At the altar, amidst a group of well-dressed young people stands the groom, impatient with anticipation. But not with the thoughts you might expect. In a bubble...
Staying on Track
My husband retired a short while ago. With less household income and more time on his hands, we wanted to make sure we didn’t keep living the same lifestyle we were accustomed to when he...
Advice Taken
Counseling is a mandatory part of the insolvency process for the majority of personal insolvency debtors. The sessions are designed to provide financial tracking/management skills, to identify the cause/root of the problems, and to discover...