How We Can Help

CERB and Other Debt

It Was Just a matter of time


The Canada Revenue Agency (CRA) is issuing collection letters demanding repayment from people who received too much Canada Emergency Response Benefit (CERB) during the COVID-19 ordeal or who received it but shouldn’t have.
One of the people we are assisting with a consumer proposal received a $22,000 demand letter from CRA.  Her stress level shot up after that.  When she got in touch with us, we contacted CRA.  Our Insolvency Team sorted out the status and, because of our intervention, CRA confirmed that the CERB debt is captured by her proposal and she doesn’t have to pay it.  When we confirmed that to her, she was relieved, to say the least.
If you are faced with overwhelming debt that includes CRA debt, get in touch with us.  CRA has no special status in a bankruptcy or proposal – it is subject to the same rules as other creditors – and CERB and most other tax debt are extinguished by the filing of a proposal or bankruptcy. You may not need to take those steps, but if your debt obligations are stressing you out, you need information.  And we can help to provide that.
Contact Lucie Michaud, +1 204-977-3501 , 

She’ll book you a free, confidential consultation – in person or by Zoom – for unbiased/no-obligation advice, and a little peace of mind.

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Proposals we file are accepted by the creditors.


Chose to file a Proposal instead of Bankruptcy.

The Lazer Grant Difference

How We Help

If your situation requires us to help we will strongly encourage a consumer proposal and help you AVOID bankruptcy. We currrently have an 95% consumer proposal rate to 5% bankruptcy. What this means is you likely will NOT go bankrupt if you call us!

As a Licensed Insolvency Trustee we are licensed to operate in Manitoba by the Office of the Superintendent of Bankruptcy to file consumer proposals. We have the training, education and over 60 years of combined trustee experience to guide you back to financial recovery.

We are located in Winnipeg and can assist anyone in Manitoba.
Call 1-800-220-0005.
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